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Cyprus permanent residence by investment

Cyprus runs an expedited permanent residence route under Regulation 6(2), built around a EUR300,000 qualifying investment and a defined income test, with the permit itself carrying unlimited residence validity while the card is replaced every ten years.

From EUR300,000Estimated decision: around 2 monthsUnlimited residence validityFamily coverage built in

Minimum investment

EUR300,000

This is the current threshold across all four qualifying Cyprus investment categories under the expedited policy.

Income threshold

EUR50,000

The main applicant must also show secure annual income, with published uplifts for a spouse and each minor child.

Estimated review

Approx. 2 months

The Migration Department states that completed applications are usually examined within about two months.

Card validity

10 years

The right of residence is unlimited, but the physical residence permit card must be replaced on expiry.

Programme overview

Why Cyprus stays relevant for permanent residence planning

Cyprus is often shortlisted by applicants who want a permanent residence outcome rather than a short-term visa format. The official policy gives investors four qualifying route categories, a relatively fast examination target, and a family-oriented structure that can work well for applicants who want a Mediterranean base with long-term continuity.

The current expedited policy entered into force on 2 May 2023 under the fourth revision of the Cyprus criteria.

Applicants can qualify through residential property, other real estate, Cyprus company share capital, or qualifying collective investment units.

The principal applicant must also show secure annual income from abroad of at least EUR50,000, increased by EUR15,000 for a spouse and EUR10,000 for each dependent minor child.

The permit is lost if the holder acquires permanent residence abroad or is absent from Cyprus for two years.

Country and programme facts

Key country facts and route context at a glance.

Capital

Nicosia

Language

Greek and Turkish

Currency

Euro

Programme format

Permanent residence

Qualifying routes

Golden Visa and investor-residence routes for different profiles

These route cards show the real structure behind the programme, so applicants can compare property, fund, business, cultural, or capital tests without losing the wider residence context.

Residential property

New residential property

EUR300,000 + VAT

Purchase of a first-sale house or apartment from a development company, with the official policy permitting up to two housing units so long as the total threshold is met.

This is usually the most familiar Cyprus route for applicants who want the residence file aligned with actual family accommodation.

Commercial property

Other Cyprus real estate

EUR300,000

Purchase of other real estate such as offices, shops, hotels, or related developments, including qualifying resale transactions.

Where the chosen route is not a home purchase, the applicant must also show evidence of accommodation in Cyprus.

Business investment

Cyprus company share capital

EUR300,000

Investment in the share capital of a Cyprus company that has a proven physical presence in the Republic and employs at least five people.

This route is more operational than property-led and is usually reviewed when business structuring matters as much as residence status.

Fund investment

Collective investment units

EUR300,000

Investment in units of a Cyprus-regulated collective investment organisation, including AIF, AIFLNP, or RAIF structures whose investments are held in Cyprus.

Applicants using this route should expect closer review of the fund structure and the source of capital transferred from abroad.

Who qualifies

Eligibility, family inclusion, and compliance notes

Main applicant

  • The applicant must invest at least EUR300,000 in one of Cyprus' current qualifying categories and prove that the funds were transferred to Cyprus from abroad.
  • A secure annual income of at least EUR50,000 is required for the main applicant, with additional published amounts for family members.
  • The applicant and spouse must present clean criminal record certificates from the country of origin and country of residence, if different.

Eligible family

  • The permit covers the spouse and children under the age of 18 as dependent persons under the main application.
  • Unmarried children aged 18 to 25 who are students abroad and financially dependent can submit their own linked applications.
  • Adult children can also qualify on a higher-value investment structure, with the base investment multiplied by the number of adult children invoking it.

Compliance and process

  • The applicant and dependent family members must hold health insurance covering inpatient and outpatient care.
  • The applicant and spouse must confirm they do not intend to undertake employment in Cyprus, except as directors in a company chosen under the policy.
  • Permit holders must maintain the investment and remain absent from Cyprus for no more than two years at a time to preserve the residence right.

Application path

A process structure that is easy to explain to clients

01

Select the Cyprus route

The file begins by deciding whether residential property, other real estate, company share capital, or a qualifying fund route is the right fit.

02

Prepare investment and income evidence

The applicant assembles proof of the EUR300,000 investment, secure annual income, clean criminal records, and health insurance coverage.

03

Submit directly or through a representative

Applications are lodged with the Migration Department, either in person or through an authorised representative, together with the prescribed fees.

04

Receive the permit and maintain the criteria

If approved, the residence right is permanent, but the card must be replaced every ten years and the qualifying investment and absence rules must still be respected.

Common questions

Fast answers for comparing Cyprus

What is the current Cyprus minimum investment?

Cyprus currently requires a qualifying investment of at least EUR300,000 under one of its published expedited permanent residence categories.

Is the Cyprus permit temporary or permanent?

The residence right is of unlimited validity, but the permit card itself expires after ten years and must be replaced.

Can Cyprus include older children?

Yes, qualifying student children aged 18 to 25 can apply separately under the family structure, and Cyprus also allows adult-child inclusion through higher-value investment scenarios.

How fast does Cyprus usually process?

The official Cyprus policy describes the estimated examination period for a completed application as approximately two months.

Private advisory

Thinking about Cyprus permanent residence?

Cyprus is especially relevant when you want a permanent residence outcome with a clear investment threshold, published income test, and a Mediterranean base that can support long-term family planning.